Providing you with credit and business checks on companies, businesses, and individuals!

Experian Credit & Information Services (Experian), formerly known as RAM Credit Information (RAMCI), is one of the largest licensed credit information bureaus in Malaysia. We provide credit business information, analytics and credit scoring to financial institutions, business corporations, legal firms, and accounting firms; with a comprehensive database built over 30 years.

  • One-stop credit and business information reporting that consists of CCRIS, SSM, PTPTN, i-SCORE, litigation actions search, non-banking information etc.
  • Cost effective and automated decisioning
  • Credit monitoring
  • Trade Bureau payment trends (non-banking information)
  • Analytics and credit scoring (i-SCORE)